Caring for our loved ones as they age is difficult for many families and the best decision can be
made after exploring all available options. As the laws continue to change with respect to
Medicaid, Veteran’s Benefits, and long term care, it is important to consult with an attorney who
practices in Elder Law.
It is important to understand what is covered by Medicare Part B and the need for supplemental
health insurance. In addition to Medicare Part B, a person may be required to obtain Medicare
Part D, and they need to understand the enrollment process. While Medicare may help in paying
some of the expenses if a person needs long term care in a nursing home, the rules and
requirements may limit the coverage that is available. An understanding of their limitations will
help in making long term care decisions.
If a person transitions to an assisted living facility, and they meet the Veteran=s requirements,
they may be eligible for assistance from the Veteran’s Aid and Attendance program to help pay
for their care in the facility. This benefit will allow a Veteran, or a spouse of a Veteran, to
continue to reside in the community with assistance with their medical costs. The eligibility
requirements should be discussed with an elder law attorney to determine whether this benefit
will provide the care that is needed.
Medicaid, a government benefit, may provide assistance with the costs of nursing home care.
This benefit, however, has eligibility requirements and the family of a loved one in a nursing
home should discuss these requirements with an attorney knowledgeable of the Medicaid laws.
Other long term care options, such as long term care insurance, hospice, and the Michigan
MiChoice Waiver program, are additional options for caring for a loved one. A person wishing
to stay in their home will want to discuss all of these options with not only their medical care
provider, but also an elder law attorney, to determine if they would qualify for any of these
benefits.
Burgess and Sweeney Law, P.C. continue to advise clients on estate planning, elder law,
Medicaid planning, probate and trust administration, guardianships and conservatorships,
business law, and real estate. As a result of the constantly changing laws in these areas, the
information provided may change. We would be pleased to discuss this, or any other issues, in
more detail.
